Previously Known As : Jm Tax Gain Fund
Jm Elss Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 10
Rating
Growth Option 21-02-2025
NAV ₹43.62(R) -0.37% ₹49.55(D) -0.36%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.15% 16.26% 17.86% 15.39% 13.95%
Direct 9.49% 17.49% 18.97% 16.41% 15.21%
Nifty 500 TRI 3.79% 13.47% 16.97% 13.57% 12.47%
SIP (XIRR) Regular -10.22% 17.31% 19.73% 18.22% 16.54%
Direct -9.1% 18.67% 20.99% 19.35% 17.67%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.62 0.34 0.71 3.13% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.13% -19.45% -13.77% 1.0 10.42%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
Parag Parikh ELSS Tax Saver Fund 3
Quantum ELSS Tax Saver Fund 4
Motilal Oswal ELSS Tax Saver Fund 5
DSP ELSS Tax Saver Fund 6
Hsbc Tax Saver Equity Fund 7

NAV Date: 21-02-2025

Scheme Name NAV Rupee Change Percent Change
JM ELSS Tax Saver Fund (Regular) - IDCW 43.62
-0.1600
-0.3700%
JM ELSS Tax Saver Fund (Regular) - Growth option 43.62
-0.1600
-0.3700%
JM ELSS Tax Saver Fund (Direct) - IDCW 48.33
-0.1800
-0.3600%
JM ELSS Tax Saver Fund (Direct) - Growth Option 49.55
-0.1800
-0.3600%

Review Date: 21-02-2025

JM ELSS Tax Saver Fund has shown good performance in the ELSS (Tax Saving) Fund category. The fund has rank of 10 out of 34 funds in the category. The fund has delivered return of 8.15% in 1 year, 16.26% in 3 years, 17.86% in 5 years and 13.95% in 10 years. The category average for the same periods is 4.64%, 13.72%, 16.28% and 12.25% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 15.13, VaR of -19.45, Average Drawdown of -6.97, Semi Deviation of 10.42 and Max Drawdown of -13.77. The category average for the same parameters is 13.79, -17.81, -6.26, 9.74 and -12.57 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in JM ELSS Tax Saver Fund direct growth option would have grown to ₹10949.0 in 1 year, ₹16219.0 in 3 years and ₹23838.0 in 5 years as of today (21-02-2025).
  2. An SIP of ₹1,000 per month in JM ELSS Tax Saver Fund direct growth option would have grown to ₹11397.0 in 1 year, ₹47426.0 in 3 years and ₹101200.0 in 5 years as of today (21-02-2025).
  3. standard deviation of 15.13 and based on VaR one can expect to lose more than -19.45% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.62 which shows good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.85, Beta of 1.0 and Jensen's Alpha of 3.13% which exhibit very good performance in the elss (tax saving) fund category .


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KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.94 -3.35
-4.09
-12.09 | -0.28 28 | 40 Average
3M Return % -7.64 -5.00
-6.47
-16.77 | -1.50 30 | 40 Average
6M Return % -14.63 -11.16
-11.03
-23.49 | -3.08 34 | 40 Poor
1Y Return % 8.15 3.79
4.64
-13.86 | 12.03 12 | 40 Good
3Y Return % 16.26 13.47
13.72
8.57 | 22.86 9 | 34 Very Good
5Y Return % 17.86 16.97
16.28
9.90 | 27.12 9 | 33 Very Good
7Y Return % 15.39 13.57
12.89
8.15 | 19.77 4 | 30 Very Good
10Y Return % 13.95 12.47
12.25
8.50 | 18.36 4 | 24 Very Good
15Y Return % 13.42 12.65
13.51
11.44 | 15.56 11 | 20 Average
1Y SIP Return % -10.22
-9.18
-31.05 | 3.15 27 | 40 Average
3Y SIP Return % 17.31
13.91
6.55 | 23.57 7 | 34 Very Good
5Y SIP Return % 19.73
16.98
10.25 | 24.48 8 | 33 Very Good
7Y SIP Return % 18.22
15.85
10.08 | 22.36 6 | 30 Very Good
10Y SIP Return % 16.54
14.61
9.99 | 20.54 5 | 24 Very Good
15Y SIP Return % 15.73
14.46
11.95 | 18.48 5 | 21 Very Good
Standard Deviation 15.13
13.79
10.24 | 17.52 29 | 34 Poor
Semi Deviation 10.42
9.74
7.37 | 13.23 29 | 34 Poor
Max Drawdown % -13.77
-12.57
-17.92 | -7.74 24 | 34 Average
VaR 1 Y % -19.45
-17.81
-22.63 | -14.28 26 | 34 Average
Average Drawdown % -6.97
-6.26
-9.03 | -3.19 22 | 34 Average
Sharpe Ratio 0.62
0.47
0.09 | 1.01 10 | 34 Good
Sterling Ratio 0.71
0.62
0.30 | 1.10 8 | 34 Very Good
Sortino Ratio 0.34
0.25
0.07 | 0.54 9 | 34 Very Good
Jensen Alpha % 3.13
0.83
-5.55 | 8.57 8 | 34 Very Good
Treynor Ratio 0.09
0.07
0.01 | 0.15 8 | 34 Very Good
Modigliani Square Measure % 15.65
14.02
7.54 | 22.64 10 | 34 Good
Alpha % 3.11
-0.06
-5.43 | 8.48 4 | 34 Very Good
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

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KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.85 -3.35 -4.00 -12.02 | -0.18 29 | 41
3M Return % -7.38 -5.00 -6.19 -16.52 | -1.23 31 | 41
6M Return % -14.14 -11.16 -10.56 -22.98 | -2.54 35 | 41
1Y Return % 9.49 3.79 5.77 -12.66 | 13.23 11 | 41
3Y Return % 17.49 13.47 14.97 9.42 | 23.69 8 | 34
5Y Return % 18.97 16.97 17.61 10.81 | 29.13 10 | 33
7Y Return % 16.41 13.57 14.11 9.12 | 21.46 5 | 30
10Y Return % 15.21 12.47 13.32 9.32 | 19.56 5 | 25
1Y SIP Return % -9.10 -8.16 -30.05 | 4.31 28 | 41
3Y SIP Return % 18.67 15.19 8.44 | 24.43 7 | 34
5Y SIP Return % 20.99 18.35 11.88 | 25.32 8 | 33
7Y SIP Return % 19.35 17.11 10.99 | 24.24 6 | 30
10Y SIP Return % 17.67 15.68 10.95 | 22.06 6 | 25
Standard Deviation 15.13 13.79 10.24 | 17.52 29 | 34
Semi Deviation 10.42 9.74 7.37 | 13.23 29 | 34
Max Drawdown % -13.77 -12.57 -17.92 | -7.74 24 | 34
VaR 1 Y % -19.45 -17.81 -22.63 | -14.28 26 | 34
Average Drawdown % -6.97 -6.26 -9.03 | -3.19 22 | 34
Sharpe Ratio 0.62 0.47 0.09 | 1.01 10 | 34
Sterling Ratio 0.71 0.62 0.30 | 1.10 8 | 34
Sortino Ratio 0.34 0.25 0.07 | 0.54 9 | 34
Jensen Alpha % 3.13 0.83 -5.55 | 8.57 8 | 34
Treynor Ratio 0.09 0.07 0.01 | 0.15 8 | 34
Modigliani Square Measure % 15.65 14.02 7.54 | 22.64 10 | 34
Alpha % 3.11 -0.06 -5.43 | 8.48 4 | 34
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.37 ₹ 9,963.00 -0.36 ₹ 9,964.00
1W -0.37 ₹ 9,963.00 -0.35 ₹ 9,965.00
1M -4.94 ₹ 9,506.00 -4.85 ₹ 9,515.00
3M -7.64 ₹ 9,236.00 -7.38 ₹ 9,262.00
6M -14.63 ₹ 8,537.00 -14.14 ₹ 8,586.00
1Y 8.15 ₹ 10,815.00 9.49 ₹ 10,949.00
3Y 16.26 ₹ 15,715.00 17.49 ₹ 16,219.00
5Y 17.86 ₹ 22,743.00 18.97 ₹ 23,838.00
7Y 15.39 ₹ 27,234.00 16.41 ₹ 28,975.00
10Y 13.95 ₹ 36,915.00 15.21 ₹ 41,214.00
15Y 13.42 ₹ 66,134.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -10.22 ₹ 11,321.86 -9.10 ₹ 11,397.25
3Y ₹ 36000 17.31 ₹ 46,518.70 18.67 ₹ 47,426.08
5Y ₹ 60000 19.73 ₹ 98,137.98 20.99 ₹ 101,200.44
7Y ₹ 84000 18.22 ₹ 160,976.51 19.35 ₹ 167,590.75
10Y ₹ 120000 16.54 ₹ 286,015.56 17.67 ₹ 303,955.32
15Y ₹ 180000 15.73 ₹ 657,510.66 ₹


Date Jm Elss Tax Saver Fund NAV Regular Growth Jm Elss Tax Saver Fund NAV Direct Growth
21-02-2025 43.6176 49.5536
20-02-2025 43.778 49.7343
19-02-2025 43.5695 49.4959
18-02-2025 43.3163 49.2067
17-02-2025 43.5789 49.5036
14-02-2025 43.7811 49.7286
13-02-2025 44.6684 50.735
12-02-2025 44.7912 50.8728
11-02-2025 44.8193 50.9032
10-02-2025 45.9172 52.1486
07-02-2025 46.5356 52.846
06-02-2025 46.5813 52.8963
05-02-2025 46.7689 53.1077
04-02-2025 46.3082 52.5829
03-02-2025 45.8624 52.0751
31-01-2025 46.0134 52.2418
30-01-2025 45.3607 51.4991
29-01-2025 45.3454 51.4802
28-01-2025 44.0298 49.9851
27-01-2025 44.2407 50.2229
24-01-2025 45.1807 51.2853
23-01-2025 45.8755 52.0724
22-01-2025 45.6194 51.7801
21-01-2025 45.8858 52.0809

Fund Launch Date: 24/Dec/2007
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: To generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.
Fund Description: Open Ended Equity ELSS
Fund Benchmark: S&P BSE 500 Total Return Index Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.